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Welcome to TimGreg Tolbert, Tim Tabor and Bobby Wilson Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks Real Estate Website

Welcome! Here you can find great information on Real Estate all around the Lake of the Ozarks area!

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? For almost 70 years, Al Elam Real Estate has been an expert in finding you your dream home, condo, or farm in the Lake area.

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks real estate agents, we have the experience and track record you are looking for. Please let us help.

- Greg Tolbert, Tim Tabor, and Bobby Wilson

School Reports in Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks, Missouri

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Missouri Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Greg Tolbert, Tim Tabor and Bobby Wilson, REALTOR®, real estate agent and broker for Lake Ozark, Four Seasons, Osage Beach and Lake of the Ozarks, Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

Greg Tolbert
Al Elam Real Estate
2860 Bagnell Dam Blvd.
Lake Ozark,
MO 65049
Office -Phone:: 800-356-2311
Greg Tolbert: : 573-280-1219
Bobby Wilson: : 573-280-3949
Tim Tabor: : 573-480-4464
Fax: : 573-365-2310
Email:: gregtolbert@NUMBER1EXPERT.com

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